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Don't have a Q Mastercard?

No worries! Our friendly customer service team can easily assist you in getting pre-approved over the phone (call 0800 765 288) or you can visit the Q Mastercard website and apply online.

Upon successful application you will be provided with a 10 digit customer ID number which you will need to provide to your local licensee upon acceptance of their quote.

*Terms & Conditions

Customers must have New Zealand Residency.

Customers must have a New Zealand Drivers Licence.

No interest for 12 months (“Payment Holiday”) is available until further notice. Minimum spend $1500.

Annual Account Fee of $50 applies.

A $55 Establishment Fee for new Q Mastercard Cardholders and a $35 Advance Fee for existing Q Mastercard Cardholders will apply.

Minimum payments of 3% of the monthly closing balance or $10 (whichever is greater) are required throughout interest free period. Paying only the minimum monthly payments will not fully repay the loan before the end of the interest free period.

Q Mastercard Standard Interest Rate, currently 25.99% p.a. applies to any outstanding balance at end of a payment holiday or interest free period.

Q Mastercard lending criteria, fees, terms and conditions apply. Rate and fees are correct as at date of publication, subject to change.