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Receive 12 months interest free* with Q Card and Q Mastercard

Don't have a Q Card? No worries! Our friendly customer service team can easily assist you in getting pre-approved over the phone (call 0800 765 288) or you can visit the Q Mastercard website and apply online.

Upon successful application you will be provided with a 10 digit customer ID number which you will need to provide to your local licensee upon acceptance of their quote.

*Terms and conditions apply

Q card under a Solatube skylight

Receive 12 months interest free* with GEM Visa

Purchase any Solatube Daylighting System today and get 12 months interest free with GEM Visa.

*Terms and conditions apply

GEM visa card under a Solatube skylight

Terms and Conditions

Q Card and Q Mastercard

Customers must have New Zealand Residency.

Customers must have a New Zealand Drivers Licence.

No interest for 12 months (“Payment Holiday”) is available until further notice. Minimum spend $1500.

Annual Account Fee of $50 applies.

A $55 Establishment Fee for new Q Mastercard Cardholders and a $35 Advance Fee for existing Q Mastercard Cardholders will apply.

Minimum payments of 3% of the monthly closing balance or $10 (whichever is greater) are required throughout interest free period. Paying only the minimum monthly payments will not fully repay the loan before the end of the interest free period.

Q Mastercard Standard Interest Rate, currently 25.99% p.a. applies to any outstanding balance at end of a payment holiday or interest free period.

Q Mastercard lending criteria, fees, terms and conditions apply. Rate and fees are correct as at date of publication, subject to change.

GEM Visa

No interest for 12 months (“Payment Holiday”) is available until further notice. Minimum monthly payments apply.

Normal credit and lending criteria and fees, including GEM Visa $55 establishment fee and annual fees ($52 Gem Visa / $50 Gem CreditLine), apply.

Paying only the minimum monthly repayment of 3% of the outstanding monthly balance or $20 (whichever is more), will not be sufficient to repay the purchase amount(s) within the promotional period. Amount payable will be shown on your monthly statement.

Prevailing interest rate (currently Gem Visa 25.99% p.a./ Gem CreditLine 29.95% p.a.) applies to any remaining balance on the expiry of the interest free period.

Gem Visa / Gem CreditLine is provided by Latitude Financial Services Limited.

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