See Our Finance Options
Receive 12 months interest free* with Q Card and Q Mastercard
Don't have a Q Card? No worries! Our friendly customer service team can easily assist you in getting pre-approved over the phone (call 0800 765 288) or you can visit the Q Mastercard website and apply online.
Upon successful application you will be provided with a 10 digit customer ID number which you will need to provide to your local licensee upon acceptance of their quote.
*Terms and conditions apply
Terms and Conditions
Q Card and Q Mastercard
Customers must have New Zealand residency and a valid New Zealand driver licence.
Long-Term Finance (LTF) – Interest Free Terms
- 6 months – 1.00%
- 12 months – 2.95%
- 18 months – 4.00%
- 24 months – 6.50%
- 36 months – 8.00%
Fees and Payment Details
- Minimum spend: $1,500
- Annual Account Fee: $50
- Establishment Fee (new Q Mastercard cardholders): $55
- Advance Fee (existing Q Mastercard cardholders): $35
Minimum monthly payments of 3% of the closing balance or $10 (whichever is greater) apply throughout the interest-free period. Paying only the minimum will not fully repay the balance before the end of the period.
At the end of the interest-free or payment-holiday period, the standard rate of 27.99% p.a. applies to any remaining balance.
Q Mastercard lending criteria, fees, terms and conditions apply. Rates and fees correct at the date of publication and subject to change.
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Join the thousands of Kiwis enjoying beautiful natural light.
Our nation-wide network of certified licensees are ready to help.